Why we ask you to link your bank account

When you apply for support through Lightning Reach, the organisation reviewing your application may need to check your recent bank statements to confirm your financial situation.


In the past, that meant emailing or uploading statements yourself.


Lightning Reach makes this process quicker, easier, and more secure – so you stay in control while the grants team gets the information they need to make a decision faster.


How it works

We use Open Banking to give the team reviewing your application secure, read-only access to your transaction history.

  • It only shows the same details you’d find on a normal bank statement

  • It helps the team review your application faster

  • It removes the need to upload or send statements manually


You can also watch our short video guide to see how it works.


Who provides the connection

Lightning Reach uses a trusted technology provider called Plaid to securely connect your bank account.

  • Plaid is authorised and regulated by the Financial Conduct Authority (FCA), firm reference number 804718

  • They support many leading banks, financial apps, and large companies worldwide


You’ll always have control over which accounts you connect and what information is shared.


Is it secure?

Yes – your privacy and security are our top priorities.

  • The connection is read-only

  • We never see your login details or passwords

  • Your information is only shared with the organisation reviewing your application – and only for that purpose


If you ever need any help using Lightning Reach, you can contact our friendly support team at hello@lightningreach.org.